Supplemental Medical Benefits from Voya
Major injuries are painful. But the financial impact of the medical treatment doesn't have to be. Accident Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion. Benefits are paid even if you have other coverage. The benefit amount is calculated based of the type of injury, its severity, and the medical services required in treatment and recovery. The plan covers a wide variety of injuries and accident-related expenses.
Receiving payments to help cover the cost of a hospital stay. If you are admitted into a hospital, it doesn't take long for the out-of-pocket costs to add up. Hospital Indemnity Insurance pays benefits directly to you if you are admitted into a hospital for care or childbirth. Benefits are paid even if you have other coverage. You receive a benefit as soon as you are admitted and then an additional benefit based on the number of days you are confined to the hospital. The benefit increases if you are admitted and confined to an intensive care unit or inpatient rehabilitation.
You can protect yourself from the unexpected costs of a serious illness. Even the most generous medical plan does not cover all of the expenses of a serious medical condition like a heart attack or cancer. Critical Illness Insurance pays a full lump sum benefit directly to you if you are diagnosed with a covered illness that meets the plan criteria. The benefit is paid in addition to any other insurance coverage you may have. You can elect $10,000 or $20,000 in coverage, and your dependent children are covered at no additional cost.
2025 Voya Recorded Webinar - Accident, Critical Illness & Hospital Indemnity
This webinar provides an overview of Voya's supplemental health benefits: Accident, Critical Illness, and Hospital Indemnity. Participants will gain insights into these new offerings.
All Supplemental Medical Plans Feature:
- Guaranteed Acceptance: There are no health questions or physical exams required
- Family Coverage: You can elect to cover your spouse and children
- Portable Coverage: You can take your policy with you if you change jobs or retire
- Health Screening Benefit: The plans provide a $50 benefit per covered person per calendar year, if you or your covered dependents complete a covered health screening test such as a physical exam, total cholesterol blood test, mammogram, lipid panel and more.
Wellness Benefit Educational Flyer
Voya Employee Benefits Resource Center
Plan Certificates - Accident, Hospital Indemnity and Critical Illness
Please Note: These plans are not replacements for medical insurance.
Questions: Contact Voya Employee Benefits Customer Service: 877-236-7564