General Information
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires that Iowa State University allow covered Employees, and their eligible Dependents, the opportunity to temporarily extend their medical flexible spending account, group health, dental, and vision plans when the benefits would otherwise end due to certain qualifying events. Employees, or eligible Dependents, are responsible for the premiums if they elect to continue any of the coverage. Continuation for COBRA qualified employees and/or dependents shall be identical to the employee's health, dental, and vision plan under which they were covered at the time coverage was lost. ISU Plan coverage ends at the end of the month you resign or experience a qualifying event.
When employment with ISU ends, individuals will receive a notice in the mail from ASI COBRA indicating steps to continue coverage.
For questions about your COBRA coverage, please call ASI COBRA at 877-388-8331 or visit their website at www.asicobra.com for more information.
- 2024 COBRA Premiums (PDF)- ISU Plan
- 2024 COBRA Premiums (PDF) - Merit
In addition to COBRA, ISU provides employees and their dependents a service through When Insurance. When Insurance is a free service that helps individuals who have recently experienced a loss of coverage understand their health insurance options and assist employees with finding health insurance plans that are a good fit for them. When Insurance’s helpful online tools aggregate health insurance plans that are available to individuals and provide recommendations based on their preferences. In addition, they have a team of agents ready to assist with finding and enrolling in a plan.
Upon separation, employees will receive an email at their personal email address from When Insurance. The email will contain a link to create a free account. Separated employees will also receive a phone call from a When Insurance Advocate to assist with the process. For other loss of coverage situations, contact When Insurance directly by emailing jamie@forwhen.com or by calling (831) 228-6412.
