Spouse/Partner Death Effective 1st of the month following event date
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Medical/Rx, Dental & Vision Plans
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- Remove spouse/partner from coverage
- May enroll in coverage or add any dependent that loses coverage under deceased spouse/partner’s plan |
Health Flexible Spending Account
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- May decrease contribution (cannot drop below the amount that’s been claimed)
- May enroll or increase contribution if coverage is lost under your spouse/partner’s health insurance or health FSA plan |
Dependent Care Assistance Program
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- May enroll in account
-May increase contribution |
Life Insurance (Not applicable to Pre/Post-Doc appointments)
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- Basic Term Life: no change
- Voluntary Term Life: may apply for coverage within 31 days (medical underwriting required)*
- Dependent Term Life: cancel coverage for deceased member |
Documentation
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Copy of death certificate |
Dependent Death Effective 1st of the month following the event date
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Medical/Rx, Dental & Vision Plans
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- Remove dependent from coverage |
Health Flexible Spending Account
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- May decrease contribution (cannot drop below the amount that’s been claimed) |
Dependent Care Assistance Program
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- May decrease contribution or cancel contribution if you have reduced dependent care expenses |
Life Insurance (Not applicable to Pre/Post-Doc appointments)
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- Basic Term Life: no change
- Voluntary Term Life: no change
- Dependent Term Life: cancel coverage for deceased member |
Documentation
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Copy of death certificate |
Birth or Adoption Effective as of event date
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Medical/Rx, Dental & Vision Plans
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- May add newly eligible dependent to existing plans
- May cancel coverage if become covered by spouse/partner’s plan
- May add spouse/partner and other eligible dependents if losing coverage under another plan |
Health Flexible Spending Account
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- May enroll or increase contribution
- May decrease contribution (cannot drop below the amount that’s been claimed) |
Dependent Care Assistance Program
|
- May enroll in account
- May increase contribution |
Life Insurance (Not applicable to Pre/Post-Doc appointments)
|
- May apply for Basic Term Life and Voluntary Term Life (medical underwriting required)*
- Dependent Term Life: may enroll newly eligible dependent
- If adding Dependent Term Life, must be enrolled in Basic Term Life Insurance |
Documentation
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Copy of birth certificate or certificate of adoption |
Dependent Status Change
becomes a full-time student (> age 26 and unmarried) Effective 1st of the month following event date
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Medical/Rx, Dental & Vision Plans
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- May enroll newly eligible dependent to existing plans |
Health Flexible Spending Account
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- No change allowed |
Dependent Care Assistance Program
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- No change allowed |
Life Insurance (Not applicable to Pre/Post-Doc appointments)
|
- Basic Term Life: No change |
Documentation
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Verification of full-time student status (examples: copy of class schedule, letter from college or university) |
Dependent Status Change
no longer eligible (> age 26 and married or not a full-time student) Effective 1st of the month following event date
|
Medical/Rx, Dental & Vision Plans
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- Remove dependent that is no longer eligible |
Health Flexible Spending Account
|
- May decrease contribution (cannot drop below the amount that’s been claimed) |
Dependent Care Assistance Program
|
- No change allowed |
Life Insurance (Not applicable to Pre/Post-Doc appointments)
|
- Basic Term Life: no change
- Dependent Term Life: end coverage for dependent that’s no longer eligible |
Documentation
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Copy of marriage certificate |
Dependent Status Change
Judgment, Decree or Order (including QMCSO) Effective as of event date
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Medical/Rx, Dental & Vision Plans
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- May add dependent to existing plan if required under order
- May cancel dependent if other parent provides coverage under order |
Health Flexible Spending Account
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- May enroll or increase contribution if adding dependent to coverage
- May decrease contribution if dropping dependent from coverage (cannot drop below the amount that’s been claimed) |
Dependent Care Assistance Program
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- May enroll, increase or decrease contribution |
Life Insurance (Not applicable to Pre/Post-Doc appointments)
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- No change allowed |
Documentation
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Copy of judgment, decree or court order |
Dependent age 26
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Medical/Rx, Dental & Vision Plans
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- Allowed to remain on coverage through December 31st of the year dependent turns 26 |
Health Flexible Spending Account
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- No changes |
Dependent Care Assistance Program
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- No changes |
Life Insurance (Not applicable to Pre/Post-Doc appointments)
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- Dependent life coverage ends at the end of the month in which dependent turns 26 |